Fraud on credit and debit cards has a high financial cost to card
holders, banking industry and society, which can reach billions of
dollars annually. And most of the financial cost is largely borne by
the banking industry, which is immeasurable! To fight against fraud,
reduced incidence and cost of chargebacks, APG82 PINhandy OTP
generator will be what you are looking for.
APG82 PINhandy is a
compact, completely standalone, low-cost, handheld smart card device
that contains a numeric keypad and a display. It manages not only OTP
(One Time Password), but also challenge-response and Transaction Data
Signing. Certified with stringent international standards as
Mastercard® Card Authentication Program (CAP) and VISA Dynamic
Passcode Authentication (DPA) and EMV Level 1, you can use the device
in various payment and bank applications.
Using two-factor
authentication, the cardholder inserts the EMV payment card
(something you have) in the APG82 PINhandy, enters the PIN (something
you know) using the device keyboard. After that, a dynamic one-time
password is generated and showed on the APG82 PINhandy display.
Cardholder can then use this password to perform secure online
transactions, telephone orders or e-banking logons.
APG82 PINhandy has no
physical connection to the cardholder’s internet authentication
device like PC, Macintosh, or smart phone. The unconnected mode of
APG82 PINhandy makes it impossible for hackers to steal the sensitive
information in the card. Also, as a standalone device, specialized
programming like software drivers is not required.
APG82 Standard Features
- Operate
in unconnected (standalone) mode
- Tactile keypad with
silicon rubber keys (10 numeric plus 4 function keys)
- High-contrast,
16-character, 2-line LCD (character format: 5 x 8 dots)
- Powered with 2 AAA
replaceable batteries.
- Intelligent battery
management for a life expectancy of 5 years ( depending on usage)
- Compatible with
ISO-7816 Class A,B,C (5V, 3V,1.8V) cards
- Support of T=0 and
T=1 MCU cards
- Support PPS
(Protocol and Parameters Selection) with 1743 – 250,000 bps in
reading and writing smart cards
- Manage OTP (One Time
Password), challenge-response and Transaction Data Signing
- Tamper-evident seal
to indicate unauthorized intrusion
- Compact and handheld
size: 81.00mm (L) x 72.90mm (W) x 15.27mm (H)
- Light and portable
weight: 35g (without batteries); 60g (with batteries)
Typical Applications
- e-Banking
- e-Commerce
- Telephone Order
Technical Specifications
|
Dimensions
|
81mm (L) x 72.9mm (W) x 15.27mm (H)
|
|
Weight
|
35g (without batteries); 60g (with batteries)
|
|
Supply Voltage
|
2 x AAA batteries (replaceable)
|
|
Supply Current
|
< 100mA (without smart card)
|
|
Operating Temperature
|
0-50°C
|
|
CLK Frequency
|
4 MHz
|
|
Compliance/Certifications
|
MasterCard® CAP, Visa DPA, EMV Level 1, CE, FCC,
RoHS Compliant, ISO 7816-1/2/3
|
